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It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

Peaches and Cream Muffins

Peaches and Cream Muffins
These moist and fluffy Peaches and Cream Muffins are sure to make you weak at the knees!
When it comes to entertaining, I try to keep an open door policy for friends and family. I love the spontaneity of friends just “popping by” for a few minutes or my mom swinging over on a weekday to surprise me with lunch. Last weekend new neighborhood friends of ours swung by in the morning and I threw together an impromptu breakfast. It was a gorgeous sunny morning – the temperature was hovering at that “just brisk enough for a light cardigan” spot – and I wanted to make something we could all enjoy on our patio. I set out a carafe of coffee for the friends and darted into the kitchen to see what I could whip up. As a food blogger, it’s always fun to cook for people and NOThave a plan 
Enter these Peaches and Cream Muffins! I new I was in luck when I found 4 incredibly sweet smelling peaches sitting pretty on our counter top. The best part? Making these muffins is SO easy. I quickly tossed together the basic batter, topped it with a light buttery crumb, and 18 minutes later – it was muffin time! Once plated, I drizzled each muffin with the easiest ever cinnamon glaze and served them with great applaud to our gracious guests. <—— I am no rock star in the hosting department; these muffins are really justthat simple.
They’re also fabulous without the glaze… just in case you’re looking to “cut back” but still treat yourself 
These muffins are incredibly soft, exploding with juicy pockets of fresh peach, and completely decadent thanks to the cinnamon vanilla glaze. I like to enjoy them as an extra special breakfast or brunch, but they also make a worthy dessert option. When I made this recipe the second time (for you guys!), we froze a few and I’m happy to report they reheat quite nicely (minus the glaze).

Prediction: Making these muffins will be the best 30 minutes you spend all weekend. Enjoy! 
Peaches and Cream Muffins
author bakerbynature

Ingredients
For the Crumb Topping:
  • 1/4 cup granulated sugar
  • 1/3 cup all-purpose flour (not packed)
  • 1/4 teaspoon ground cinnamon
  • 3 tablespoons unsalted butter, chilled and cut into tiny pieces
For the Peach Muffins:
  • 3 cups plus 2 tablespoons all-purpose flour, divided
  • 1 tablespoon baking powder
  • 1/4 teaspoon ground nutmeg
  • 1/2 teaspoon ground cinnamon
  • 3/4 teaspoon salt
  • 6 tablespoons unsalted butter, at room temperature
  • 1 cup granulated sugar
  • 1/3 cup light brown sugar, packed
  • 2 large eggs, at room temperature
  • 2 teaspoons pure vanilla extract
  • 1 cup full-fat sour cream
  • 1 and 1/2 cups fresh peach chunks (cut them into bite-sized chunks; peeled or unpeeled is fine)
For the Vanilla Glaze:
  • 1 cup of confectioners' sugar, sifted
  • 1/2 teaspoon vanilla extract
  • 2 tablespoons of milk OR heavy cream, more if needed to achieve desired consistency
Instructions
For the Crumb Topping:
  1. In a large bowl combine the granulated sugar, flour, cinnamon, and butter; using two forks or a pastry cutter, combine ingredients until the mixture is very crumbly and resembles a coarse meal. The crumbs should be pea-sized. Place mixture in the fridge or freezer until needed.
For the Peach Muffins:
  1. Preheat your oven to 400 degrees (F). Line a 12 cup muffin tin with paper liners; set aside.
  2. In a large bowl, sift together 3 cups of the flour, baking powder, nutmeg, cinnamon, and salt; set aside.
  3. In a large bowl using an electric mixer, or in the bowl of a stand mixer fitted with the paddle attachment, combine the butter and both sugars and beat on medium speed until light and fluffy; about 3 minutes. Add in the eggs and vanilla and continue beating until well combined. Reduce mixer speed to low; alternate adding the flour mixture and the sour cream, beginning and ending with flour. Be sure not to over mix here.
  4. Turn mixer off and set batter aside for a moment. Place peach chunks and remaining flour into a bowl; toss to completely coat the peaches in the flour. Add the peaches and any excess flour into the batter; use a spatula to gently fold the peach chunks into the batter until incorporated.
  5. Divide the batter evenly among prepared muffin tins, then top with crumb topping. Bake for 20 to 22 minutes, or until the tops are lightly golden brown and a toothpick inserted in the middle comes out clean, or with a just a few moist crumbs attached. Cool muffins 10 minutes in the pan before transferring to a cooling rack.
For the Vanilla Glaze:
  1. In a small bowl combine the confectioners' sugar, vanilla, and cream; whisk until smooth, adding more cream as needed to reach desired consistency. Drizzle over the muffins right before serving.


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